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DCS Credit Risk Decision Services

A complete Credit Decisioning Services suite, with integrations, data model & analytics, simulation options and audit/monitoring all seamlessly packaged together.

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The DCS Credit Decisioning Services enhance the performance of risk assessments across the entire lending lifecycle, supporting origination, service and collections journeys. Risk management can now fully leverage the capabilities of the Pega platform and Pega’s Customer Decision Hub. The DCS Credit Decisioning Services can be embedded in a customer journey (in real-time), and at portfolio level (in batch). Sophisticated decision strategy design templates are included, supported by a credit risk management data model. In the services suite, features for credit data analysis, simulations, portfolio monitoring and audit trails are packaged seamlessly together.

Key Features

  • • Improves the performance of credit risk management
  • • Enhances data analytics and insights in credit behaviour and makes these actionable
  • • Represents best practices in credit decisioning
  • • Credit risk focused data model, integrations and decisioning templates
  • • Portal to manage credit data stores, testing, audit, simulations and portfolio monitoring



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